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RBI/2014-15/65. DBOD.No.Dir.BC.13/13.03.00/2014-15. July 1, 2014. Ashadha 10, 1936 (Saka). All Scheduled Commercial Banks (excluding RRBs). Dear Sir / 7 Feb 2018 RBI asks banks to link base rate to MCLR by April 1 for quicker The RBI will issue necessary instructions in this regard by the end of next RBI issues guidelines for base rate, to be effective from July. The Reserve Bank today said the new benchmark lending regime, called base rate, will be effective 5 Dec 2018 However, RBI is asking banks to use the new norms from April next year. Hence, the banking sector's weak pass-through to the base rate is8 Feb 2018 The move is likely to narrow the gap between the base rate and MCLR, However we will await final instructions from RBI," said V.G. Kannan, 6 Dec 2018 In a statement issued from Mumbai yesterday, RBI said that the final guidelines to link the interest rate to external benchmarks will be issued by Current RBI Bank Interest rates 2018: Find ? Types of Interest rates fixed by RBI ? Repo Rate ? Reverse Repo Rate ? CRR Rate ? SLR Rate ? MCLR Rate. RBI/2015-16/37. DBR.No.Dir.BC.9/13.03.00/2015-16. July 1, 2015. Ashadha 10, 1937 (Saka). All Scheduled Commercial Banks (excluding RRBs). Dear Sir / 7 Feb 2018 The primary reason to switch from base rate to MCLR has to be the sluggishness seen in banks' passing on the benefits of RBI rate cuts to Talking about the maximum interest rates for a personal loan, it would not be wrong to say that the same has nothing to do with RBI's guidelines. Yes, it's the